Cents & Sensibility
Because adulting is hard enough without being broke.
Your no-BS guide to investing, personal finance and retirement, with a Canadian twist 🍁
The best books, blogs, and free resources from Canada 🍁 and around the world 🌍.
The Learning Map
Five zones to financial confidence
The Budgeting Cave
Zone 1 · FoundationMaster budgeting, emergency funds, and the 50/30/20 rule before anything else.
The Investing Forest
Zone 2 · GrowthETFs, index funds, TFSAs, RRSPs, and why your bank mutual funds are robbing you.
The Retirement Castle
Zone 3 · SecurityCPP, OAS, RRIFs, pension planning, and how to actually retire in Canada.
The FIRE Mountain
Zone 4 · AmbitionFinancial Independence, Retire Early: the math, the mindset, and the Canadian path.
The Mindset Vault
Zone 5 · PsychologyWhy smart people make dumb money decisions, and how to rewire your brain.
Resource Library
29 hand-picked resources
Books, blogs, podcasts, and free tools. Filter by format, origin, level, and topic to find your next great read or listen.
Showing 29 of 29 resources
Millionaire Teacher
Andrew Hallam
Nine rules of wealth you should have learned in school. The definitive guide to index investing for Canadians, written by a teacher who built a million-dollar portfolio on a teacher salary.
The Wealthy Barber Returns
David Chilton
A warm, story-driven masterclass in Canadian personal finance. Covers RRSPs, TFSAs, budgeting, and why we keep spending money we do not have on things we do not need.
Wealthing Like Rabbits
Robert R. Brown
Funny, irreverent, and deeply Canadian. Covers all the personal finance basics with the wit of a stand-up comedian and the wisdom of a CFP.
Stop Over-Thinking Your Money!
Preet Banerjee
Five ridiculously simple steps to financial well-being. By one of Canada most trusted financial educators and former TV host of Million Dollar Neighbourhood.
Beat the Bank
Larry Bates
The Canadian guide to simply successful investing. Exposes how bank mutual fund fees silently drain wealth and makes a compelling case for switching to ETFs.
The Value of Simple
John Robertson
A practical guide to taking the complexity out of investing in Canada. Deep-dives on TFSA and RRSP optimization and tax-efficient asset location strategies.
The Psychology of Money
Morgan Housel
Timeless lessons on wealth, greed, and happiness. Possibly the most important finance book of the last decade, about behaviour, not spreadsheets.
The Little Book of Common Sense Investing
John C. Bogle
The index fund bible by the man who invented them. Bogle core argument: stop paying fees, own the whole market, and win by not losing.
I Will Teach You to Be Rich
Ramit Sethi
No guilt, no excuses, no BS. The irreverent 6-week program for 20 to 35 year olds to automate savings, invest, and build a rich life with zero deprivation.
The Simple Path to Wealth
JL Collins
Distilled investing wisdom from JL Collins famous Stock Series blog. The most approachable FIRE-adjacent book: invest broadly, ignore the noise, get rich slowly.
The Intelligent Investor
Benjamin Graham
Warren Buffett all-time favourite book. The definitive guide to value investing: margin of safety, Mr. Market, and why temperament matters more than IQ.
Die With Zero
Bill Perkins
A radical rethinking of retirement. Argues that over-saving is its own kind of failure, and you should optimize for life experiences, not a maximum account balance.
Canadian Couch Potato
Dan Bortolotti
The gold standard of Canadian index investing education. Model portfolios, ETF guides, RRSP and TFSA strategies, and a decade of unbiased financial journalism.
Million Dollar Journey
Frugal Trader (FT)
A Canadian investor real journey to $1M and beyond. Covers dividend investing, TFSA and RRSP tactics, brokerage reviews, and net worth tracking since 2006.
MoneySense
MoneySense Editorial Team
Canada most trusted personal finance magazine and website. Covers CPP and OAS, mortgages, RESPs, robo-advisors, and everything in between.
Money.ca
Money.ca Editorial Team
Fast-growing Canadian personal finance media with 1.68M monthly readers. Covers everything from OAS strategy to bank reviews and TFSA optimization.
Canadian Portfolio Manager Blog
Justin Bender (PWL Capital)
Deep-dive ETF analysis for serious DIY investors. Best source for XEQT vs VEQT comparisons, withholding tax optimization, and asset location strategies.
GetSmarterAboutMoney.ca
Ontario Securities Commission
Government-backed, completely unbiased financial education. Calculators, guides, and investor tools with zero product promotion. One of Canada most underrated resources.
Retire Happy
Jim Yih
Canada most comprehensive retirement-focused blog. Covers CPP splitting, OAS deferral strategies, RRIF conversions, and pension income splitting.
JL Collins Stock Series
JL Collins
A free, 31-part online curriculum that covers everything in The Simple Path to Wealth and more. Arguably the best free investing education on the internet.
Investopedia
Investopedia
The Wikipedia of finance. Every term, concept, strategy, and instrument explained clearly. An essential reference when you encounter a word you do not understand.
Principles of Finance (OpenStax)
OpenStax / Rice University
A free, peer-reviewed, university-level finance textbook. Open-licensed and freely downloadable. Covers time value of money, risk, valuation, and financial planning.
Bogleheads Wiki
Bogleheads Community
Community-built knowledge base inspired by John Bogle investing philosophy. Covers asset allocation, tax-efficient investing, Monte Carlo simulations, and more.
Khan Academy, Personal Finance
Khan Academy
Free, structured video courses covering taxes, savings, investing, insurance, and retirement. Perfect for complete beginners who learn best through short videos.
Mostly Money, Mostly Canadian
Preet Banerjee
Witty, accessible, and unmistakably Canadian. Covers personal finance, behavioural economics, and Canadian market specifics with excellent expert guests.
The Maple Money Show
Tom Drake
Weekly Canadian personal finance conversations. Practical advice on building wealth in Canada: TFSA strategies, real estate, debt payoff, and entrepreneurship.
Explore FI Canada
Kyle & Jessica
The FIRE movement adapted for the Canadian reality: TFSAs, RRSPs, CPP strategy, healthcare, and why early retirement looks different north of the border.
Afford Anything
Paula Pant
You can afford anything, but not everything. Explores the tradeoffs and philosophy behind financial independence with deep-thinking guests and long-form interviews.
BiggerPockets Money
Scott Trench & Mindy Jensen
Personal finance and FIRE stories from real people. Every episode features a real person journey: what they did right, wrong, and what they would change.
Listed for educational purposes only. Invest Wise Way is not affiliated with, sponsored by, or endorsed by these authors, publishers, podcasts, or websites, and none of them have endorsed Invest Wise Way. All titles, names, and trademarks belong to their respective owners. Descriptions are our own summaries. Links open external sites that we do not operate or control; we are not responsible for their content. This is general financial education, not financial, investment, or tax advice.
The Jargon Buster
20 money terms, demystified
Interactive Calculators
Play with the numbers
Five live calculators. Change an input and watch the result update instantly.
Final balance
$248,747
Total contributed
$91,000
Growth ($)
$157,747
Growth (%)
+173%
Indigo: invested at 7%. Grey: same money in a 0.5% savings account.
Educational, not advice. Returns are assumed constant and compounded monthly; real markets vary year to year.
30-Day Challenge
From broke-curious to money-confident
Achievements
Badges & bragging rights
Every milestone you hit unlocks a badge. Keep going to fill out the whole set.