§ Calculator · Tax
Government benefits (family)
What this is
How much do federal income-tested benefits add to your year?
The GST/HST credit, Canada Workers Benefit, and Canada Child Benefit are all clawed back as your family net income rises. This shows what you would receive at your income, and how the total shrinks as income climbs.
- ·GST/HST credit: a quarterly payment, fully phased out for higher earners.
- ·Canada Workers Benefit (CWB): tops up modest working income, phases out above the threshold.
- ·Canada Child Benefit (CCB): the big one, up to $7,787 per child under 6, income-tested.
- ·Net income includes both partners; earned income is just employment and self-employment.
GST/HST credit
$901
Workers benefit
$0
Child benefit
$13,210
Total / year
$14,111
How the total phases out as income rises
| Family net income | Total benefits / year |
|---|---|
| $45,000 | $14,111 |
| $65,000 | $10,510 |
| $85,000 | $8,271 |
| $105,000 | $7,131 |
Educational, not financial advice. Federal amounts are 2024 base-year (July 2025 to June 2026 payments). Alberta ACFB is included when selected; its maximum amounts and 15%-over-$2,760 working phase-in are published, but the working-component phase-out band is approximated. Disability supplements excluded. Confirm with CRA and alberta.ca.