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§ Calculator · Debt

How much do you owe?

What this is

Pull every debt onto one page. Total balance, total monthly, weighted average rate.

The point isn't math — it's awareness. Most people don't know their total debt off the top of their head. Once you do, prioritization becomes much easier (highest-rate first, etc.).

Total balance

$430,500

Total monthly

$3,475

Weighted rate

5.34%

Monthly interest

$1,916

Don't include the mortgage if you want a 'consumer debt' view. Mortgages are a separate animal because they're secured against an appreciating asset.

Disclaimer

Educational, not financial advice. Output is generated by an AI assistant using simplified assumptions. Tax rates, contribution limits, and benefit amounts change annually; confirm with a CFP, CPA, or the relevant Canadian regulator (CRA, FSRA, OSC, IIROC) before acting.