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Net-worth tracker

Assets minus liabilities. The single number worth tracking quarterly, not daily.

What this is

Net worth = what you OWN minus what you OWE

The single number worth tracking quarterly. If it's growing year over year, you're winning regardless of what individual stocks did.

  • ·Assets: cash, TFSA, RRSP, FHSA, non-registered, your home, anything else of value.
  • ·Liabilities: mortgage, credit cards, line of credit, student loans, anything else owed.
  • ·Liquid net worth EXCLUDES home equity (can't spend a house easily). Use that for emergency-fund math.

Assets

Liabilities

Assets

$808,000

Liabilities

$422,200

Net worth

$385,800

Liquid net worth

$165,800

Educational. Liquid net worth excludes home equity (you can't easily spend a house). Use that for emergency-fund math; use total net worth for retirement readiness.

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Disclaimer

Educational, not financial advice. Output is generated by an AI assistant using simplified assumptions. Tax rates, contribution limits, and benefit amounts change annually; confirm with a CFP, CPA, or the relevant Canadian regulator (CRA, FSRA, OSC, IIROC) before acting.